The Federal Scapia Credit Card, Scapia cards are specifically designed for the travel enthusiasts and powered by Federal Bank.

 

The Federal Scapia Credit Card, a collaboration between Federal Bank and Scapia Technology Pvt. Ltd., is tailored for travel enthusiasts seeking to maximize their travel experiences through everyday spending. This card offers a range of benefits designed to enhance both domestic and international travel.

Key Features:

• Zero Joining and Annual Fees: Enjoy the card without any joining or annual charges, making it cost-effective for regular users.

  Scapia

• Unlimited Domestic Airport Lounge Access: Gain unlimited access to domestic airport lounges upon spending ₹5,000 in a month, enhancing your travel comfort.

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• Zero Forex Mark-up Fees: Benefit from zero foreign exchange mark-up fees on international transactions, simplifying overseas spending.

• Reward Earnings:

  • 10% Scapia Coins on All Spends: Earn 10% Scapia Coins on all online and offline transactions, translating to a 2% return on spending.
  • 20% Scapia Coins on Travel Bookings via Scapia App: Receive 20% Scapia Coins on travel bookings made through the Scapia app, equating to a 4% return.
    

• Scapia Coins Redemption: Accrued Scapia Coins can be redeemed for travel bookings through the Scapia app, with no cap on redemption amounts.

• Complimentary RuPay Card: Alongside the Visa card, receive a complimentary RuPay card that offers 5% rewards on UPI transactions.

Fees and Charges:

• Late Payment Charges:
  • Balances less than ₹100: ₹0
  • Balances between ₹100 to ₹500: ₹100
  • Balances between ₹501 to ₹5,000: ₹500
  • Balances between ₹5,001 to ₹10,000: ₹600
  • Balances between ₹10,001 to ₹25,000: ₹750
  • Balances between ₹25,001 to ₹50,000: ₹950
  • Balances above ₹50,000: ₹1,000
    

Considerations:

• Eligibility: Applicants should note that Federal Bank's one credit card policy may affect eligibility if you currently hold another Federal Bank credit card or personal loan.

• Reward Redemption Limitations: Scapia Coins can only be redeemed for travel bookings through the Scapia app, with a redemption rate of 5 coins equal to ₹1.

• Increased Lounge Access Spending Requirement: The monthly spending requirement to unlock unlimited domestic lounge access has been increased from ₹5,000 to ₹10,000, which may be a consideration for some users.

  

  Federal Scapia Credit Card: OPEN NOW>

• Categories

  Finance
• Countries Allowed:  India 
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